Every year, it seems there are increasingly more options for taxpayers to file income tax returns for free. This is especially the case with free online services and free software. There are many limitations to keep in mind, so I will present several options. Please also keep in mind that free tax filing software and free online services obviously lack the potentially valuable consultation with a tax preparer.
- AARP Tax Aide is actually available to taxpayers of any age. Income restrictions and return complexity issues may apply. Volunteers get busy so it’s best to call ahead 1-888-227-7669.
- Volunteer Income Tax Assistance (VITA) is available to low to moderate income level taxpayers. Volunteers are trained and certified to prepare basic returns. To find a location, call 1-800-829-1040.
- Free software is typically available from H&R Block and Intuit Turbo Tax and is also available online. Extra fees may apply for complex returns, state filings, and may have income limitations. So be sure to read about before investing too much time in preparing your return. Even for a fee, these programs can be a good deal. The obvious disadvantage here is that no tax consultation is available and the software’s calculations are only as good as your answers. Be sure to download some materials from the IRS and your state department of revenue if you have questions about tax issues.
- Free online income tax return filing is available for Federal returns and the IRS lists many of these providers on its website. Be sure to check whether the provider you choose can handle both your Federal and your State income tax return. Some providers only offer Federal and some only offer certain states. For Montana free income tax filing, visit Montana Free File.
As a practicing CPA and a volunteer tax preparer, I am often asked questions and provide consultations that taxpayers consider valuable. The best free tax filing methods will involve a preparer who can answer your questions. However, if you feel comfortable preparing your own returns and doing your own research, it’s nice to be able to work from the comfort of your own home or office.